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Term Life Insurance

Term assurance provides life insurance coverage for a specified term. The policy does not accumulate cash value. Term is generally considered "pure" insurance, where the premium buys protection in the event of death and nothing else.

There are three key factors to be considered in term insurance:
  • Face amount (protection or death benefit)
  • Premium to be paid (cost to the insured)
  • Length of coverage (term)
This type of insurance is best suited for:
  • Individuals with mortgages or other temporary debt
  • People who want affordability and flexibility
  • Small business owners with debts or significant start-up costs
  • Business owners with specific requirements like key person protection or buy/sell agreements

Please contact us to get a free, no obligations quote on Term Life Insurance. The brokers we work with will search and compare life insurance policies from leading Canadian insurance providers for the best deals available. There is no charge for our services and you are under no obligation to accept the quotes you receive.

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